Some one suggested in a smaller thread that it had to do with changing the server provider. Last night I did some testing and stuck to Gameserver.com servers. I wrote down each and every server I entered and played for about 4 hours. It had appeared to be working until for no reason (went out for a smoke break w the wife so I disconnected) I was reset.
This is the 4th time for me personally going from just about fully geared to reset.
I dont know if this is an anti server hopper feature as I change servers ALOT. (Me and the wife both smoke and there is no lobby like in the mod so I am basically joining a new server unless I write down the server names. I hadent been). Along with the fact that loot spawns 1 time in server and that is it you get ALOT of server hoppers and loot becomes scarce. This can require players to server hop themselves to survive or find loot. It outright killed many people after SA release.
Coupled with the fact that getting shot 1 or 2 times can destroy 50-100% of your inventory and gear AND the body disappears instantly (enemy if you survive the fire fight).
At this point for me the SA is broken and I will follow these feedback forumns until this is fixed.