As the title states, I have very annoying "lag" or stuttering when driving through or flying over towns or basically any place where there are lots of buildings or structures. It gets really bad, especially when it's a big town. When you turn around to fly over it again it's not that bad. To me it seems like everything gets loaded or processed even the things you cannot see, which I can live with if it didn't cause such major stuttering. I have seen this from Showcases to MP gameplay. Very annoying and very off-putting.
My rig:
Intel i5 2500K @ 4.00GHz
8GB DDR3 1600MHz RAM
NVIDIA GTX 780 3GB
128GB Corsair SSD