Agreed, This is an obvious oversight and something most people just assume thanks to mainstream Hollywood science.

A vehicle should be disabled by bullets and even with some explosives it might not explode altogether.

It costs a lot, in terms of development time and PC resources, but doesn't add anything to a game like Arma.

The problem is that this wasn't included in the initial development of the game.

The longer development progresses before such an obvious and positive request is brought up; it becomes less about controversy or sexism and more about combating (reasonable) laziness from the programmers.

However the little I've seen/read about development leads me to believe that B.I.S., despite being a small team, is driven by creativity. So if this gets to the right person it might just tip the scales.