Twice now I've been insta-killed whislt exploring the wreck. First time I was outside on the top deck at the bow and died when trying to pick up some loot. Second time I was outside by the cabin just taking in the view. Next thing, black screen and "you are dead".
In the background of the death screen I could see my body lying in the surf, so I'm guessing I maybe glitched & fell through the ship?