stay online untill you first get the broken red chain. then wait for the message'No response for blabla seconds" something like that.. And then exit to join another server (what else can you do?). seem like one out of every bunch of times this results in a clean wipe. ive had this 3 times.
ive had to restart 5 times by now. 3 wernt my own fault. one i was killed by someone :( (i hate you!!) and one time i broke my legs in the middle of nowhere.
AWESOME game even without vehicles. but i cant wait to be able to store things for later use even if i am dead. then this issue wouldnt be that bad as you could back up some things in case of sudden character wiping..