I'm presently working on a mission where a NATO team has to avoid hostile AAF troops and capture a war criminal. I was planning to make the war criminal and his team appear as FIA since they didn't exactly fit the CSAT look but as the FIA are also part of blufor, they wouldn't fire on NATO units.
In this case there's the obvious workaround of just swapping the uniforms but this got me thinking that it'd be handy to have an insurgent army for each faction to give mission makers the maximum level of flexibility when planning missions