I own a physical copy of the game and am fully wishing I could return it. Whenever I am jogging through a larger city everything is incredibly slow to load. Invisible buildings, cars, etc. It even makes it so that players and zombies are visible through walls because the building textures wont load. The audio lags and stutters, and everything in my general vicinity will finally load after about 15 seconds of standing still. Thats an incredibly long time. This game is legitimately unplayable. Not to menion constantly having to exit and relog whenever i drop items on the ground to organize things, and then not being able to pick them up. I bought this as a recommendation from a friend, but am dumbfounded that I spent $50 on this. Almost every crucial aspect of this game is not working in the way its intended. This is the first time ive ever made a post about a videogame issue for any game ever. The issues are so immense that i dont find it possible to be fixed in any updates, hence the wish for a refund.