This isn't the worst case of hit registration or armour system, but it's very broken, as, shown in this clip, TheRunningManZ lands a headshot on this survivor, with a CR75 and one 9MM bullet, and he doesn't take much or any damage at all after being shot in the head!!
He had a camouflage boonie hat on, and lived from a 9mm round to, presumably the brain, and lived and was able to run.
It didn't even look as he was injured or limping like he didn't get shot at all.